The Obio Community Health Insurance Scheme is an innovative programme that aims at providing effective and efficient healthcare services through the pooling of funds by members of the scheme.

It was initiated in 2010, through a partnership between Shell Petroleum Development Company (SPDC), the Shell Industrial Area Cluster Communities Development Foundation, the Obio Akpor Local Government Area (LGA) and the Rivers State Government.

This scheme is guided by SPDC’s Global memorandum of Understanding (GMOU) which identifies key responsibilities of every partner.

This mechanism brings together the Obio community alongside the local and state governments and SPDC to form a decision making committee provides governance to the scheme.

Obio/Akpor LGA is one of the urban LGAs in Rivers State located in Rivers East Senatorial District of the State.

The Community Health Insurance Scheme (CHIS) is a hybrid of NHIS’ Rural Community Social Health Insurance Scheme. It involves the risk pooling of funds where beneficiaries pay premiums and benefit from a defined bouquet of health services.

Both “indigenes” and “non-indigenes” of the community can access the scheme, although enrollment is subsidized for indigenes by 50%.